Work Credits & SGA
How insured status and SGA thresholds affect SSDI claims.
SSDI requires insured status based on work credits. SGA is a monthly earnings limit; working over SGA generally defeats disability.
Work Credits
- Earned via Social Security–covered work
- Number needed depends on age at disability onset
SGA & Work Attempts
- Unsuccessful Work Attempt (UWA) rules may apply
- Trial Work Period and Extended Period of Eligibility after entitlement