:root{--bg:#ffffff;--fg:#1f2937;--muted:#4b5563;--brand:#2563eb;--brand-2:#14b8a6;--surface:#f8fafc;--radius:16px;--shadow:0 10px 20px rgba(0,0,0,.06),0 2px 6px rgba(0,0,0,.04)}
*{box-sizing:border-box}html,body{margin:0;padding:0;background:var(--bg);color:var(--fg);font:16px/1.65 system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,"Helvetica Neue",Arial}
a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline;opacity:.9}
.container{width:min(1180px,92vw);margin:0 auto}
header.site{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.85);backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid #e5e7eb}
.topbar{display:flex;align-items:center;justify-content:space-between;padding:12px 0}
.brand{display:flex;align-items:center;gap:12px}.brand .logo{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--brand),var(--brand-2));box-shadow:var(--shadow)}.brand .name{font-weight:800;letter-spacing:.2px}
nav ul{display:flex;gap:14px;list-style:none;margin:0;padding:0;flex-wrap:wrap}nav a{display:inline-block;padding:8px 10px;border-radius:10px}nav a.cta{background:var(--brand);color:#fff;box-shadow:var(--shadow)}
.burger{display:none;cursor:pointer;padding:8px 10px;border-radius:10px;border:1px solid #e5e7eb}
@media(max-width:920px){nav ul{display:none;flex-direction:column;background:#fff;position:absolute;left:0;right:0;top:60px;padding:18px;border-bottom:1px solid #e5e7eb}nav ul.open{display:flex}.burger{display:inline-block}}
.hero{background:linear-gradient(180deg,#eef6ff,transparent 55%);padding:48px 0 14px}.hero h1{font-size:clamp(28px,5vw,46px);line-height:1.1;margin:0 0 12px}.hero p{color:var(--muted);margin:0 0 16px}
.section{padding:22px 0}.grid{display:grid;gap:18px;grid-template-columns:repeat(3,1fr)}.card{background:var(--surface);border:1px solid #e5e7eb;border-radius:var(--radius);padding:18px;box-shadow:var(--shadow)}
.kpis{display:grid;gap:12px;grid-template-columns:repeat(4,1fr)}.kpi{background:var(--surface);border:1px solid #e5e7eb;border-radius:var(--radius);padding:12px 14px}.kpi .n{font-weight:800;font-size:20px}
.btn{display:inline-block;padding:12px 16px;border-radius:12px;border:1px solid #e5e7eb}.btn.primary{background:var(--brand);border-color:var(--brand);color:#fff;box-shadow:var(--shadow)}.btn.ghost{background:#fff}
.panel{background:var(--surface);border:1px solid #e5e7eb;border-radius:var(--radius);padding:16px}.list{padding-left:18px}
.info{background:#ecfeff;border:1px solid #a5f3fc;color:#155e75;padding:12px;border-radius:12px}.warning{background:#fff7ed;border:1px solid #fed7aa;color:#7c2d12;padding:12px;border-radius:12px}
.success{background:#ecfdf5;border:1px solid #a7f3d0;color:#065f46;padding:12px;border-radius:12px}
blockquote{border-left:4px solid var(--brand);padding:8px 14px;background:#f8fafc;color:#334155}
table{border-collapse:collapse;width:100%}th,td{border:1px solid #e5e7eb;padding:10px;text-align:left}
.footer{margin-top:40px;background:#f8fafc;border-top:1px solid #e5e7eb;padding:28px 0}.footer .cols{display:grid;gap:20px;grid-template-columns:2fr 1fr 1fr}
ol.breadcrumb{list-style:none;padding:0;margin:8px 0;display:flex;flex-wrap:wrap;gap:8px;color:#6b7280}ol.breadcrumb li::after{content:"/";margin-left:8px;color:#cbd5e1}ol.breadcrumb li:last-child::after{content:""}
input,textarea,select{width:100%;padding:10px;border-radius:10px;border:1px solid #e5e7eb}label{font-weight:600;margin:8px 0 6px;display:block}form .row{display:grid;gap:12px;grid-template-columns:1fr 1fr}
@media(max-width:780px){.grid{grid-template-columns:1fr}.kpis{grid-template-columns:repeat(2,1fr)}.footer .cols{grid-template-columns:1fr}form .row{grid-template-columns:1fr}}
.faq-item{border:1px solid #e5e7eb;border-radius:12px;margin:8px 0;background:#fff;box-shadow:var(--shadow)}.faq-q{padding:12px;cursor:pointer;font-weight:700}.faq-a{display:none;padding:0 12px 12px;color:#4b5563}.faq-item.open .faq-a{display:block}